Commercial Professional Liability Insurance
Even the most experienced professionals can face claims of negligence, errors, or omissions.
Professional liability insurance — also known as errors and omissions (E&O) insurance — protects your business from costly lawsuits and financial losses resulting from professional mistakes or perceived failures in service.
Why Professional Liability Coverage Matters
For service-based and consulting businesses, reputation and trust are everything.
A single claim of negligence or misrepresentation can result in significant financial damages and jeopardize your business. Professional liability coverage helps protect you from these risks by covering:
- Legal defense costs
- Settlements or judgments
- Claims of negligence, errors, or omissions
- Alleged failure to deliver professional services
Who Needs Professional Liability Insurance
Professional liability insurance is essential for anyone who provides advice, expertise, or professional services.
We work with a variety of industries and professionals, including:
- Insurance Agents
- Consultants
- Brokers
- Lawyers
- Engineers
- Accountants
- Medical Professionals
If your business offers professional services or advice, this type of coverage helps ensure that one mistake doesn’t threaten your livelihood.
What’s Covered
Professional liability insurance can protect against situations not typically covered by a general liability policy, such as:
- Errors in service delivery
- Inaccurate advice or misrepresentation
- Breach of professional duty
- Missed deadlines or oversight causing client losses
Protect Your Professional Reputation
Your expertise is your business — and your clients depend on it.
Professional liability insurance provides peace of mind by protecting your finances and your reputation if something goes wrong.