Commercial Special Event Insurance
Hosting a business or community event — big or small — takes planning, time, and investment.
Special event insurance helps protect your organization from financial loss if something unexpected disrupts your plans or causes injury, property damage, or liability issues.
What Is Special Event Insurance?
Special event insurance provides short-term coverage for one-time or recurring business and community events such as fundraisers, concerts, trade shows, or sporting competitions.
It includes liability protection for accidents, injuries, or property damage that occur during your event — and can also cover cancellations or other unexpected expenses.
Coverage Options
We can tailor coverage to fit the specific needs of your event, including:
- Event Liability – Protects against bodily injury or property damage during your event.
- Liquor Liability – Covers alcohol-related incidents if you’re serving or selling alcohol at your event.
- Property Coverage – Covers rented venues, staging, equipment, and supplies.
- Participant Coverage – Protects staff, volunteers, and participants from injury claims.
- Cancellation Coverage – Reimburses non-refundable expenses if your event must be canceled or postponed due to unforeseen circumstances.
Types of Business & Community Events Covered
Our special event insurance can be customized for a wide range of business, nonprofit, and community gatherings, including:
- Corporate meetings and fundraisers
- Concerts and festivals
- Trade shows and conventions
- Athletic competitions
- Parades or community celebrations
- Car or horse shows
- Exhibitions and public events
Whether you’re organizing a fundraiser, corporate function, or large-scale public celebration, we work with multiple insurance carriers to help you find the right coverage at a competitive rate — ensuring peace of mind before, during, and after your event.