Personal Home Insurance
Your home is one of your biggest investments — and protecting it is essential.
Homeowners insurance provides financial security if your property or belongings are damaged, stolen, or destroyed, and it can also protect you if someone is injured on your property.
We offer a variety of home insurance options to help you find the right coverage at a fair price.
What a Homeowners Policy Covers
A standard homeowners insurance policy typically includes:
- Property Coverage – Pays for repairs or replacement of your home, garage, or other structures after covered damage.
- Personal Property – Covers valuables such as furniture, electronics, jewelry, and other possessions.
- Liability Protection – Covers legal and medical expenses if someone is injured on your property or you accidentally damage someone else’s property.
- Medical Payments – Helps pay medical costs for guests injured in your home, regardless of fault.
- Additional Living Expenses – Covers temporary housing and food costs if your home becomes uninhabitable after a covered loss.
You can also add optional protections like umbrella liability, flood, earthquake, or scheduled personal property coverage to further protect your assets.
Other Types of Home Insurance
Not all homes are the same — and not all policies should be either.
We offer coverage tailored to your type of property:
- Condo Insurance – Covers the interior of your unit, personal belongings, and liability protection.
- Mobile Home Insurance – Protects your home’s structure, contents, and liability risks.
- Renters Insurance – Covers personal property and liability, plus additional living expenses if you’re displaced after a covered event.
- Landlord Insurance – Designed for property owners who rent out homes or apartments. Includes building coverage, liability protection, and optional loss-of-rent coverage.
- In-Home Business Insurance – Provides liability and property coverage for small businesses operated from home.
- Scheduled Property Coverage – Adds protection for high-value items such as jewelry, antiques, or artwork.
Why Homeowners Insurance Matters
Home insurance protects more than just your house — it safeguards your financial stability.
With the right policy, you’ll have peace of mind knowing that your home, possessions, and liability are all covered if the unexpected happens.