Personal Identify Theft Insurance
Identity theft affects millions of Americans each year, often resulting in significant financial and emotional stress.
Identity theft insurance helps protect you from the costs and complications that come with restoring your identity and credit after a theft occurs.
Why You Need Identity Theft Protection
Even with strong passwords and careful monitoring, personal information can still be compromised through data breaches, phishing scams, or stolen documents.
Identity theft insurance provides peace of mind by covering many of the expenses associated with recovery, including:
- Legal fees and documentation costs
- Credit report repair and monitoring services
- Lost wages from time spent resolving issues
- Certain out-of-pocket expenses related to identity restoration
This coverage doesn’t prevent identity theft, but it helps minimize the financial impact and simplifies the recovery process if it happens to you.