Personal Recreational Vehicle Insurance
Recreational vehicles offer freedom, excitement, and adventure — but they also come with unique risks. Whether it’s your boat, motorcycle, ATV, RV, or snowmobile, the right insurance helps protect your investment and keeps you covered wherever the road or water takes you.
Coverage Options
Recreational vehicle insurance policies can include protection for:
- Liability Coverage – Covers injuries or property damage you may cause to others while operating your vehicle.
- Collision Coverage – Pays for repairs or replacement if your vehicle is damaged in an accident.
- Comprehensive Coverage – Protects against theft, fire, vandalism, or weather-related damage.
- Medical Payments – Covers medical expenses for you or your passengers after an accident.
- Personal Property & Equipment – Includes protection for personal belongings, custom parts, and accessories.
- Emergency Roadside Assistance – Provides help if you break down while traveling.
Types of Recreational Vehicles Covered
- Motorcycles – Protection for both you and your bike, including optional coverage for theft and weather damage.
- ATVs – Liability and physical damage protection for on- or off-road adventures.
- Boats – Coverage for your watercraft, accessories, and liability for on-the-water incidents.
- RVs & Motorhomes – Protects your home on wheels, whether parked or in motion.
- Snowmobiles – Coverage for liability, damage, and personal property while you enjoy the snow.
Why It Matters
Accidents, theft, and unexpected damage can happen at any time — on the water, the trail, or the open road. Recreational vehicle insurance provides peace of mind and financial protection so you can focus on enjoying your time outdoors.